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Selling Stuff Online Without Getting Scammed
You list your old couch, bike, or car, and the messages flood in. Some buyers are real. Some are after your money, your phone number, or the item itself. Here’s how to sell safely.
You post your old bike on Facebook Marketplace or Craigslist, and within minutes your inbox fills up. “Is this still available?” “I’ll take it, no need to haggle!” “My mover can pick it up tomorrow.”
Some of those people want your bike. Some of them want something else entirely.
In plain English
Don’t hand over the keys until the money is actually in your bank. A screenshot, an email, or a “payment pending” message isn’t money. A picture of money isn’t money.
The scams sellers run into most
- The fake payment email. You get an official-looking email saying the payment is “on hold” until you send a tracking number or pay a fee. Real payment apps don’t work that way.
- The overpayment. The buyer “accidentally” pays too much and asks you to send back the difference. Their original payment bounces later, and your refund is gone. (Same trick as the “oops, I sent you money” scam.)
- The verification code. “I just want to make sure you’re real, read me the code I’m sending.” That code sets up an account on your phone number. Never share it.
- Counterfeit cash. Especially on big-ticket items like cars and designer goods.
- The rushed pickup. A flood of eager cash offers and pressure to meet right now, often for cars, can be a setup to take the item without really paying.
How to sell safely
- Check the payment in your own app or bank, not an email or screenshot the buyer sends you.
- For big cash sales, meet at your bank. The teller can check the bills, and you can deposit them on the spot.
- Use a safe exchange spot. Many police stations have well-lit parking lots set aside for exactly this.
- Never share codes sent to your phone.
- Don’t ship to a buyer you haven’t met on a local marketplace, especially if they want you to send it somewhere far away.
Side note
When selling a car, don’t sign over the title until the money has fully cleared. The title is the real keys. Once it’s signed, the car is legally theirs.
Too long, didn’t read
- A screenshot or email isn’t proof of payment. Check your own account.
- Overpayments and “send back the difference” requests are scams.
- Never read out a verification code to a buyer.
- For big cash deals, meet at your bank or a police station lot.
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